Our Team Brings The Experience So You Can Sit Back & Relax.
Our team
Founder & CEO
Ryan Pappas
With over a decade of experience at Fortune 100 and 500 companies in banking and merchant services, our founder Ryan recognized a critical gap: large payment processors often prioritize shareholder profits over customer success. Driven by quota pressures and profit margins, many big players focus more on their bottom line than on truly supporting businesses like yours.
As a commercial airline pilot and ATP-rated aviator, Ryan brings a unique mission-focused mindset to the payments industry. He founded Centralized Pay to disrupt the status quo—building a company that puts customers first by delivering transparent, tailored payment solutions designed to help businesses thrive. Our team shares this aviation-inspired dedication to precision, reliability, and service excellence, ensuring your payment processing aligns perfectly with your goals.
Ryan@paycentralized.com
Director Of Sales
Larissa O’Connor
Larissa is Centralized Pay’s dynamic Director of Sales, bringing years of experience driving growth and building strong client relationships across diverse industries. She excels at understanding business needs and delivering tailored payment solutions that maximize efficiency and profitability. Known for her strategic approach and exceptional communication skills, Larissa is passionate about helping businesses succeed. Her leadership ensures every client receives personalized attention and expert guidance throughout their payment journey.
Solution Engineer
Emmett Marsh
Centralized Pay’s expert Payment Solutions Architect, specializing in designing seamless, scalable payment integrations tailored to each client’s unique needs. With a deep technical background and a passion for innovation, he crafts solutions that enhance efficiency, security, and user experience. Emment works closely with businesses to simplify complex payment challenges and ensure smooth implementation. His expertise drives the technology that powers reliable, future-ready payment processing.
Statment Analyst
Lana Vargas
Lanna is Centralized Pay’s skilled Credit Card Statement Analyst, dedicated to helping clients uncover hidden fees and optimize their payment processing costs. With a keen eye for detail and extensive knowledge of merchant statements, she provides clear, actionable insights that drive significant savings. Lanna’s expertise ensures businesses understand their statements fully and get the most value from their payment services.